Trusted by Leading Dealerships
Integrated Automotive Payments, Simplified
Secure card, wallet, Open Banking and BNPL – all managed inside exsto. Reliable, in-platform payments for dealers and customers alike.
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Payment Dashboard
Vehicle Purchase
Completed
£24,999
BMW 3 Series
Service Payment
Completed
£450
Annual Service
Deposit
Pending
£2,500
Audi A4
Payment Methods
Features at a Glance
exstoPay brings every payment method into one consistent experience, designed for modern dealerships.
Built-in, not bolted-on
Native integration with exsto platform, no external dependencies or complex setups required.
Omnichannel flexibility
Showroom, phone, SMS/email, online, Apple/Google Pay, Pay by Bank - all in one system.
Flexible billing
Handle deposits, one-off payments, and recurring subscriptions with intelligent scheduling.
Smart workflows
AI-powered reminders, dynamic payment links, and automated follow-ups for better conversion.
Unified transaction management
Real-time statuses, instant refunds, and comprehensive audit trails in one dashboard.
Finance-grade reconciliation
Automated reconciliation with combined invoicing and detailed financial reporting.
Highest security
PCI-DSS certified with 3DS/SCA compliance and advanced fraud protection built-in.
BACS payment
Secure UK bank transfers, including bureau-managed BACS, with full tracking and reconcilliation.
Use Cases & Modules
exstoPay adapts across every dealership touchpoint, providing seamless payment experiences wherever your customers are.
Online Vehicle Purchase
Complete vehicle transactions online with secure checkout, financing options, and instant confirmation.
Online Reservation
Secure vehicle reservations with flexible deposit options and automated confirmation workflows.
Workshop Payments
Streamlined service payments with digital receipts and integrated job card management.
Ad-Hoc Payments
Quick payment processing for unexpected charges, additional services, or urgent transactions.
Plans & Subscriptions
Recurring payment management for service plans, warranties, and subscription-based offerings.
More than just payments – it's part of your daily operations
exstoPay integrates seamlessly with your existing dealership management system, creating a unified experience that enhances every aspect of your operations.
Operational Hub
Connected dealership ecosystem
Sales
Aftersales
Finance
CRM
exstoPay
Central Payment Hub
More than just payments – it's part of your daily operations
exstoPay integrates seamlessly with your existing dealership management system, creating a unified experience that enhances every aspect of your operations.
Centralized Operations
All payment activities visible in one dashboard with real-time updates across all departments.
Automated Workflows
Reduce manual tasks with intelligent automation for reminders, receipts, and follow-ups.
Enhanced Customer Experience
Provide customers with flexible payment options and transparent transaction tracking.
Financial Control
Complete visibility over cash flow with instant reconciliation and detailed reporting.
See How It Works
How it Works
Five simple steps to transform your dealership payment experience, from initial contact to final reconciliation.
Browse & Select
Customers browse inventory online or visit your dealership to select their perfect vehicle with integrated pricing and availability.
Online or in-dealer experience
Reserve or Pay
Secure transactions through exstoPay with multiple payment options including deposits, full payments, and flexible financing.
Multiple payment methods
Smart Follow-up
AI-powered automation handles reminders, documentation, and customer communications throughout the process.
AI automations
Customer Portal
Customers access invoices, payment history, and renewal options through the integrated Glovebox portal.
Self-service portal
Browse & Select
Customers browse vehicles online or in-dealer, with seamless integration between digital and physical touchpoints.
Online inventory browsing
In-dealer consultation
Real-time availability
Smart Follow-up
exstoAI powered automation handles reminders, status updates, and customer communications intelligently.
Automated reminders
Status notifications
Smart scheduling
Reserve or Pay
Secure transactions through exstoPay with multiple payment options including cards, BNPL, and Open Banking.
Multiple payment methods
Secure processing
Instant confirmation
Customer Portal
Customers access invoices, renewals, and payment history through the integrated Glovebox portal.
Digital invoices
Payment history
Renewal management
Complete Transaction Management
From payment initiation to final reconciliation, exstoPay provides comprehensive transaction oversight with real-time visibility and control.
Real-time Visibility
Monitor all transactions across channels with live status updates and comprehensive dashboards.
Live transaction monitoring
Multi-channel visibility
Status tracking
Instant Refunds
Process refunds immediately with automated workflows and customer notifications.
One-click refunds
Partial refund support
Automated notifications
Audit Trails
Complete transaction history with detailed logs for compliance and dispute resolution.
Comprehensive logging
Compliance ready
Dispute support
Advanced Transaction Features
Recurring Payments
Automated subscription management with flexible scheduling and retry logic.
Split Payments
Divide transactions across multiple payment methods or parties seamlessly.
Advanced Reporting
Detailed analytics with customizable reports for finance teams and management.
Security & Compliance
Enterprise-grade security with comprehensive compliance coverage, ensuring your dealership and customers are protected at every step.
Bank-Level Security
Built with the same security standards used by major financial institutions, ensuring your transactions are protected with the highest level of encryption and fraud prevention.
256-bit SSL Encryption
All data transmitted through our platform is protected with military-grade encryption protocols.
3DS/SCA Compliance
Advanced fraud protection with Strong Customer Authentication for European regulations.
Hosted Payment Fields
Sensitive card data never touches your servers, reducing compliance burden and risk.
Security Dashboard
Threat Detection
Active
99.99%
Fraud Prevention Rate
Encryption Status
Secured
256-bit
SSL Encryption
Compliance
Certified
PCI-DSS
Level 1 Compliant
Security Certifications
PCI ISO 27001 SOC 2
Security Dashboard
Threat Detection
Active
99.99%
Fraud Prevention Rate
Encryption Status
Secured
256-bit
SSL Encryption
Compliance
Certified
PCI-DSS
Level 1 Compliant
Security Certifications
PCI ISO 27001 SOC 2
Comprehensive Risk Management
Advanced fraud prevention and chargeback management to protect your business
AI Fraud Detection
Machine learning algorithms analyze transaction patterns to identify and prevent fraudulent activity in real-time.
Chargeback Protection
Automated chargeback management with dispute resolution tools and comprehensive documentation support.
Audit Logs
Complete transaction traceability with detailed audit trails for compliance reporting and investigation purposes.
Built for reconciliation, not just checkout
Finance teams love exstoPay because it eliminates the complexity of multi- channel payment reconciliation while providing comprehensive audit trails and reporting.
Finance-Friendly Features
Automated Reconciliation
Daily automated reconciliation with your bank statements, eliminating manual matching and reducing errors by 99%.
Unified Invoicing
Combine payments from multiple channels into single invoices with detailed breakdowns and tax calculations.
Real-time Reporting
Live financial dashboards with customizable reports for daily, weekly, and monthly financial analysis.
Compliance Ready
Built-in compliance tools for VAT reporting, audit trails, and regulatory requirements across multiple jurisdictions.
Talk to Finance about exstoPay
Finance Dashboard
Real-time
£127K
Today's Revenue
↑ 12% vs yesterday
£2.4M
This Month
↑ 8% vs last month
Pending Reconciliation
0 items
Failed Payments
3 items
Refunds Processed
£1,250
Settlement Status
On Track
Generate Report
Compliance & Audit Benefits
VAT Compliance
Automated VAT calculations and reporting for multiple jurisdictions.
Audit Trails
Complete transaction history with immutable audit logs.
Regulatory Reporting
Automated compliance reports for financial authorities.
Data Retention
Secure long-term storage with easy retrieval for audits.
A smoother day on the front desk
Transform your customer experience with streamlined payment processes that reduce friction, eliminate paperwork, and create memorable interactions.
Front-of-house Wins
Faster Processing
Reduce transaction time by 60% with streamlined payment flows.
Paperless Transactions
Digital receipts and documentation eliminate paper waste.
Mobile Flexibility
Process payments anywhere on the forecourt with mobile devices.
Better Handovers
Seamless transitions between sales, service, and finance teams.
Real-time Updates
Instant payment status updates across all systems.
Staff Training
Intuitive interface reduces training time for new staff.
Enhanced Customer Experience
Create memorable moments that turn transactions into relationships. Our payment platform is designed to delight customers while empowering your team to focus on what matters most - building trust and closing deals.
Multiple payment options at every touchpoint
Instant digital receipts and confirmations
Transparent pricing with no hidden fees
Secure payment processing with fraud protection
Improve Your Handover Today
Customer Satisfaction
98.5%
Average rating
Payment Speed
"Quick and seamless process"
Security
"Feel confident and secure"
Ease of Use
"So simple, anyone can use it"
Partners & Testimonials
Trusted by leading dealerships and backed by regulated financial partners, exstoPay delivers enterprise-grade payment solutions.
Meadens Motor Group
Multi-site Automotive Retailer
"exstoPay has simplified reconciliation and given us more flexibility across sites. The integration with our existing systems was seamless, and our finance team loves the automated reporting."
Regulated Financial Partners
Payment Assist UK Ltd
FCA-regulated payment service provider
Authorised
FCA: 622544
Regulatory Compliance
Full FCA authorization with comprehensive consumer protection and regulatory oversight.
Banking Partnerships
Direct relationships with major UK banks ensuring fast settlements and competitive rates.
Enterprise Support
Dedicated account management with 24/7 technical support and custom integration assistance.
Industry Certifications
ISO 27001
SOC 2 Type II
FCA Authorized
Ready to simplify your dealership payments?
Join hundreds of dealerships already transforming their payment operations with exstoPay. Get started today and see the difference integrated payments can make.
Free consultation call
30-day implementation
24/7 support included